Individual company-based dental insurance programs have all but disappeared in the last few years. This means that most Louisiana residents have to pay the whole bill to meet their dental needs. They may be tempted to ignore dental problems because they think that they simply can not find extra money in their budgets. Somehow other things, like buying clothes for the kids, car repairs or a tank of gasoline always seem more urgent.  It’s easy to understand this thinking, but it could create serious problems.  We now know that ignored dental needs can lead to more than the loss of teeth; they can also cause catastrophic medical problems, like heart attacks and strokes. So, here’s the dilemma. Louisiana has thousands of dentists, who are highly skilled and capable of meeting our state’s needs - but what good does that do people who can’t afford their charges? 

There is now a new dental benefit program that helps Louisiana residents afford the dental services they want and need.  Dental Plan Benefits offers those who do not have dental insurance a way to receive the dental services at a cost they can manage. Through one of the largest network of dentists in the country people can begin to save substantially on dental services, just as soon as they enroll. Just check the list of dentists; you are likely to find one who is English or Spanish-speaking and comfortably within your reach. There are no waiting periods for any dental services and no limits to how many or how much service you receive in a year.  You save on almost every dental procedure, from routine examinations and teeth cleaning to root canals and dental implants. There simply is no limit on how much money you can save.

Enrolling is easy – you can do it in a couple of minutes. First, click on the plan that you prefer; then, complete the enrollment information and finally, choose plan between a credit card and a bank draft. Your cost is only $6.95 for an individual or $8.95 for the entire family. You will receive your I.D. cards through the mail quickly, and your savings are ready to start.

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Disclosures: THIS PLAN IS NOT INSURANCE. THIS IS NOT A MEDICARE PRESCRIPTION DRUG PLAN.* This plan does not meet the minimum creditable coverage requirements under M.G.L. c. 111M and 956 CMR 5.00. The plan provides discounts at certain health care providers for medical services. The range of discounts will vary depending on the type of provider and service. The plan does not make payments directly to the providers of medical services. Plan members are obligated to pay for all health care services but will receive a discount from those health care providers who have contracted with the discount medical plan organization. You may access a list of participating health care providers at this website. Upon request the plan will make available a written list of participating health care providers. You have the right to cancel within the first 30 days after receipt of membership materials and receive a full refund; less a nominal processing fee (nominal fee for MD residents is $5). Discount Medical Plan Organization and administrator: Careington International Corporation, 7400 Gaylord Parkway, Frisco, TX 75034; phone 800-441-0380. The program and its administrators have no liability for providing or guaranteeing service by providers or the quality of service rendered by providers. This program is not available in Montana and Vermont. This plan is not currently available in Washington. *Medicare statement applies to MD residents when pharmacy discounts are part of program.